£100,000 of legal cover
We'll provide up to £100,000 of legal representation to cover the legal costs involved in reclaiming your uninsured losses after an accident that was not your fault.
Cover for all your losses
Covers uninsured losses such as; repair costs, policy excess, vehicle hire charges, damaged property, loss of earnings and loss of use
24hr Legal Advice Helpline
We're here round the clock, 24 hours a day, 365 days a year to assist you in the event of a claim.
Cover for personal injury claims
In contrast to a 'no-win, no-fee' service, our legal team will never take a cut of your compensation - you will always receive 100% of your entitled payout.
The following covers are optional extensions which can be purchased in addition to motor legal protection cover.
14 day Vehicle Hire - £16.50
You'll be entitled to a Category A vehicle following fire, theft, vandalism, accidental damage or an accident that was your fault.
Contract Disputes - £5.50
Provides costs and expenses to pursue or defend a dispute over a contract you have entered into for the purchase, sale or hire of your insured vehicle.
Prosecution Defence - £5.50
Provides an additional £100,000 of legal representation if you face prosecution for a wide range of motoring offences.
Motor Legal Protection insures the policyholder in all of their vehicles. If you're looking to cover multiple drivers, then each person will need their own policy.
Frequently Asked Questions?
We provide a quality, affordable alternative to buying cover with your motor insurer. You'll get the same peace of mind on the road, all for up to 60% cheaper than a typical car insurer.
You, the policyholder, are covered in all of your insured vehicles, as well as any passengers in your vehicle at the time of the accident. Anyone claiming under this policy must have your agreement to claim.
If you're involved in an accident that wasn't your fault with an uninsured or untraceable driver, this policy will work to reclaim your losses through the Motor Insurers' Bureau. This group provides a compensation fund, financed by all motor insurers in the UK, for victims of uninsured driving. Unfortunately, the policy can only provide uninsured loss recovery in such cases - it will not be able to provide a guaranteed replacement vehicle if you're hit by an uninsured or untraceable driver.
Motor Legal Protection is primarily designed to provide assistance following a non-fault accident. Like all legal expenses insurance policies, claims are judged on a "Reasonable Prospects of Success" basis. This means that your claim will be pursued as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. In cases where fault for the accident may be shared, the claim will be pursued as long as there is over 51% likelihood of the case succeeding, and the policy will work to recover losses proportional to the blame.
This policy covers you in or on all the vehicles you're insured to drive. This includes cars, vans, motorcycles and motorhomes. It will also cover damage to anything you're towing at the time of the accident, providing the accident was not your fault.
No. Motor Legal Protection is an insurance policy, and so the only payment we receive is your annual premium. Our service ensures that you receive the compensation you're entitled to in full.
Motor Legal Protection from Best Price FS is underwritten by LPG. Legal Protection Group is a managing General Agency that specialises in Legal Expenses Insurance and Assistance products.
How do we compare?
When it comes to buying Motor Legal Protection, it pays to shop around. But with premiums like ours, why would you go anywhere else?
The table illustrates the lowest yearly premiums available, comparing our legal protection against other leading providers. Comparison is based on £100,000 of legal expenses, but there may be some variations in exact cover. Read What is motor legal protection for an explanation of the range of benefits available.
For affordable cover, we're leading the way.
|Insurance Provider||Yearly Premium|
|Best Price Financial Services||£9.99|
In contrast to a 'no-win, no-fee' service, our legal team will never take a cut of your compensation - with Motor Legal Protection you'll always receive 100% of your entitled payout. And unlike memberships clubs that offer free motor legal protection on an ad-hoc basis, your insurance policy with us means we're committed to providing the services we say we will. We're authorised and regulated by the Financial Conduct Authority, so if you ever have a complaint, you have a right to report it to the Financial Ombudsman. Remember that this policy covers you in all of the vehicles you're insured to drive, so there's no need to take out multiple policies.
Understanding Uninsured Loss Recovery
Uninsured losses are losses which are not covered under your motor insurance or any other policy you may already have.
Anyone is entitled to reclaim these losses, but this requires a great deal of time, effort and expense. Motor Legal Protection provides the peace of mind that an experienced legal professional will carry out this process on your behalf, all at no extra cost.
Like all legal expenses insurance policies, Motor Legal Protection pursues claims on a "Reasonable Prospects of Success" basis. This means that compensation is sought as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. In cases where fault for the accident may be shared, a claim will be pursued as long as there is over 51% likelihood of the case succeeding, and the policy will work to recover losses proportional to the blame.
Uninsured losses can include:
- Policy excess
- Vehicle repair
- Personal injury
- Loss of earnings
- Alternative transport
- Damage to personal possessions
Still unsure how we can help? Have a read of how Motor Legal Protection fits into the car insurance claims process.