Cosmetic Repair Insurance

Damage caused by everyday motoring can be expensive to fix - keep your vehicle in showroom condition with this cover

This policy provides cover for the cost incurred as a result of dents, scratches or scuffs less than 30 cm in diameter and for stone chips less than 1.5 mm to the insured Vehicle occurring as a result of day to day motoring.

Main Benefits

  • Periods of 30 days, 12, 24 or 36 months.
  • Underwritten by Acasta European Insurance Company Limited
  • Claim limit of £250 per claim and £3,000 in aggregate.
  • With a £10 policy excess.
  • Transferrable to a replacement vehicle that meets the eligibility criteria.

Any repairs that exceed £250 are not considered to be minor damage

Other Benefits

  • Business Use option
  • Wide eligibility criteria
  • Dents, scratches and Scuffs up to 30 cms (not 15 cms, like most competitors)
  • With a £10 policy excess.
  • Repairs can be linked to the Manufacturer network

for damage caused by everyday motoring or business use (if Business Use product purchased).


Minor Dent means damage to a metal body panel, not exceeding 30 (thirty) cm in diameter and where such panel has not been ripped, perforated or torn. Chip means damage to the painted vehicle not exceeding 1.5 (one and a half) mm in diameter. Light Scratch means damage to the vehicle body panel not exceeding 30 (thirty) cm in length and not extended over more than 2 (two) adjacent body panels. Scuff(s) means light scraping of the top surface paint, not penetrating to the base material of the Vehicle and not exceeding 30 (thirty) cm in diameter.

Protect your Alloy Wheels and your Tyres with separate policies

Cosmetic repair Insurance

Cover the cost to repair those annoying minor dents, scratches or scuffs which happen as a result of everyday motoring

Choose from one of the following, whichever is relevant

What does this policy cover